[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"globals:all::PV5SIH4Pb4":3,"navigations:all::PV5SIH4Pb4":127,"footer-form-newsletter":384,"page:articles::\u002Factueel\u002Fgeef-ook-jouw-mening-over-de-verplichte-aov-voor-zzpers":394,"related-articles-c57bbf7e-2317-41f5-91fd-c3f40828b240-tags=":479,"collection-articles":574},{"texts_and_other":4,"company":49,"footer":66,"chatbot":80},{"error_image":5,"error_page":11,"error_title":46,"handle":47,"api_url":48},{"id":6,"permalink":7,"alt":8,"width":9,"height":10},"assets::404.jpg","https:\u002F\u002Fcms.zelfstandigondernemers.nl\u002Fassets\u002F404.jpg",null,1500,1000,{"content":12},[13,16,44],{"type":14,"text":15},"text","\u003Cp>Deze pagina kunnen wij niet voor je vinden, sorry! 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Regel al je zaken dan eenvouding in het ondernemersportaal.\u003C\u002Fp>","Ondernemersportaal",{"url":71},"https:\u002F\u002Fmijnondernemersvangnet.nl",{"content":73,"cta_label":74,"cta_link":75},"\u003Ch2>Heb je vragen?\u003C\u002Fh2>\u003Cp>Ben je nog geen deelnemer en heb je vragen? Wij helpen je graag telefonisch.\u003C\u002Fp>","Belafspraak",{"url":76},"https:\u002F\u002Fcalendly.com\u002Fzelfstandigondernemers\u002Fbelafspraak","\u003Cp>© 2025 Zelfstandig Ondernemers B.V. statutair gevestigd te Hilversum, KvK nr 82551588. Alle rechten voorbehouden\u003C\u002Fp>\u003Cp>\u003Ca href=\"\u002Fprivacy\">Privacy beleid\u003C\u002Fa>|\u003Ca href=\"\u002Fcookie-policy\">Cookie beleid\u003C\u002Fa>|\u003Ca rel=\"noopener\" target=\"_blank\" href=\"\u002Fdiensten\u002Freglement\" title=\"ZO geregeld!\">Reglement\u003C\u002Fa>\u003C\u002Fp>","footer","https:\u002F\u002Fcms.zelfstandigondernemers.nl\u002Fapi\u002Fglobals\u002Ffooter",{"background":81,"bot_avatar":8,"bot_bubble_color":82,"bot_name":83,"chevron_color":84,"conversation_starters":85,"default_user_avatar":8,"expander_text":119,"font":120,"header_color":84,"header_icon":8,"highlighted_color":121,"intro_text":122,"send_button_color":123,"user_bubble_color":124,"handle":125,"api_url":126},"linear-gradient(180deg, #346695, #1b406b)","#22d1ee","Zoë","#ffffff",[86,95,103,111],{"subject":87,"zoe_answer":88,"next_subjects":89,"id":93,"type":94},"AOV","Daar kan ik je bij helpen, wat wil je precies weten over onze arbeidsongeschiktheidsverzekering? 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rechts",{"id":405,"permalink":406,"alt":407,"width":408,"height":409},"assets::verplichte-aov-mening_1.jpg","https:\u002F\u002Fcms.zelfstandigondernemers.nl\u002Fassets\u002Fverplichte-aov-mening_1.jpg","Geef ook jouw mening over de verplichte AOV voor zzp’ers",1350,920,[411],{"type":14,"text":412},"\u003Cp>Je mening geven over nieuwe wetten en regels, voordat ze definitief worden? Dat kan! De overheid verzamelt via een online consultatie ideeën van burgers en bedrijven over wetsvoorstellen. Je kunt nu je mening geven over de Verplichte AOV voor zzp’ers via de \u003Ca rel=\"noopener\" target=\"_blank\" href=\"https:\u002F\u002Fwww.internetconsultatie.nl\u002Fwetbasisverzekeringarbeidsongeschiktheidzelfstandigen\u002Fb1\">consultatiepagina\u003C\u002Fa> van de overheid. \u003C\u002Fp>","m21nwga0","text_image",{"order":416,"video":8,"image":418,"content":421,"id":424,"type":414},{"value":414,"label":417,"key":414},"Tekst links - Afbeelding rechts",{"id":419,"permalink":420,"alt":8,"width":408,"height":409},"assets::verplichte-aov-mening_2.jpg","https:\u002F\u002Fcms.zelfstandigondernemers.nl\u002Fassets\u002Fverplichte-aov-mening_2.jpg",[422],{"type":14,"text":423},"\u003Ch3>Jouw invloed op de verplichte AOV  \u003C\u002Fh3>\u003Cp>Zelfstandigen vinden dat ze zelf de keuze moeten hebben en zijn bezorgd over de invulling van de Basisverzekering Arbeidsongeschiktheid Zelfstandigen (BAZ). Dit is het moment om invloed uit te oefenen op de uiteindelijke vorm van deze wet. Door je mening te geven, kun je bijdragen aan een regeling die beter aansluit bij de behoeften en wensen van zelfstandigen. Of je nu voor of tegen de verplichte AOV bent, of goede inhoudelijke suggesties of alternatieven weet; jouw reactie telt. Dus, denk mee en laat je stem horen!  \u003C\u002Fp>","m21nxcyw",{"order":426,"video":8,"image":427,"content":430,"id":433,"type":414},{"value":402,"label":403,"key":402},{"id":428,"permalink":429,"alt":407,"width":408,"height":409},"assets::verplichte-aov-mening_3.jpg","https:\u002F\u002Fcms.zelfstandigondernemers.nl\u002Fassets\u002Fverplichte-aov-mening_3.jpg",[431],{"type":14,"text":432},"\u003Ch3>Waarom een verplichte AOV? \u003C\u002Fh3>\u003Cp>Het aantal zelfstandig ondernemers in Nederland stijgt elk jaar en veel van hen kiezen er momenteel voor zich niet te verzekeren tegen arbeidsongeschiktheid vanwege de hoge kosten. Het kabinet wil met deze verzekeringsplicht alle werkenden beschermen tegen de financiële gevolgen van arbeidsongeschiktheid en tegelijkertijd de kosten en risico's voor de samenleving verkleinen. Wat houden de plannen van het kabinet precies in? In onze kennisbank plaatsten wij al een \u003Ca rel=\"noopener\" target=\"_blank\" href=\"\u002Fkennisbank\u002Fverplichte-aov-5-vragen\u002F\">artikel\u003C\u002Fa> met de antwoorden op 5 meest gestelde vragen over de verplichte AOV voor zelfstandigen.  \u003C\u002Fp>","m21nygbk",{"columns":435,"blue_background":36,"title":438,"content":439,"content_2_kolommen":442,"show_block_options":8,"remove_whitespace_top":36,"remove_whitespace_bottom":36,"id":445,"type":446},{"value":436,"label":437,"key":436},"one","1","Heb jij al iets geregeld?",[440],{"type":14,"text":441},"\u003Cp>Aangezien ziekte niet wacht tot 2027, is het verstandig nu al iets te regelen om een inkomen te blijven houden als je (tijdelijk) arbeidsongeschikt raakt. Het financiële vangnet van Zelfstandig Ondernemers is specifiek ontworpen om te voorzien in de behoeften van zzp’ers. Vooral in het licht van de aanstaande verplichte AOV met een wachttijd is onze crowdsurance-oplossing ideaal voor zzp’ers die zich willen beschermen tegen de financiële gevolgen van arbeidsongeschiktheid in die wachttijd.\u003C\u002Fp>\u003Cp>Met ons ondernemersvangnet regel je namelijk tijdens arbeidsongeschiktheid een maandelijkse schenking voor de eerste twee jaar dat je ziek bent, zodat je niet zonder inkomen komt te zitten. Wist je dat van alle ziektegevallen meer dan 99 procent binnen twee jaar weer aan het werk is?\u003C\u002Fp>",{"content_left":443,"content_right":444},[],[],"m21nzvp3","content",{"title":142,"handle":448},"article",{"title":142,"handle":450},"articles","2024-06-23T22:00:00.000000Z",{"has_image":453,"image":454,"color":455,"background_color":458,"title":407,"size":461,"content":464},true,{"id":405,"permalink":406,"alt":407,"width":408,"height":409},{"value":456,"label":457,"key":456},"darkblue","Donkerblauw",{"value":459,"label":460,"key":459},"blue","Blauw",{"value":462,"label":463,"key":462},"large","Hoog",[465],{"type":14,"text":466},"\u003Cp>\u003Cstrong>De overheid heeft een consultatie geopend waar iedereen zijn mening kan geven over het wetsvoorstel voor de verplichte AOV voor zzp’ers vanaf 2027. De nieuwe wet is bedoeld om zelfstandigen te beschermen tegen inkomensverlies bij arbeidsongeschiktheid en de verschillen tussen werknemers en zelfstandigen te verkleinen. Dit vangnet lijkt een stap in de goede richting, maar de meningen zijn verdeeld. Wat vind jij? Dit is jouw kans om je stem te laten horen. \u003C\u002Fstrong>\u003C\u002Fp>","c57bbf7e-2317-41f5-91fd-c3f40828b240",{"id":405,"permalink":406,"alt":407,"width":408,"height":409},"De overheid heeft een consultatie geopend waar iedereen zijn mening kan geven over het wetsvoorstel voor de verplichte AOV voor zzp’ers vanaf 2027. De nieuwe wet is bedoeld om zelfstandigen te beschermen tegen inkomensverlies bij arbeidsongeschiktheid en de verschillen tussen werknemers en zelfstandigen te verkleinen. Dit vangnet lijkt een stap in de goede richting, maar de meningen zijn verdeeld. Wat vind jij? Dit is jouw kans om je stem te laten horen.","default","4 minuten","","Geef ook jouw mening over de verplichte AOV voor zzp’ers | Zelfstandigondernemers","geef-ook-jouw-mening-over-de-verplichte-aov-voor-zzpers","published",[],"2024-10-09T09:25:56.000000Z","\u002Factueel\u002Fgeef-ook-jouw-mening-over-de-verplichte-aov-voor-zzpers",{"data":480,"links":519,"meta":523},[481,495,508],{"image":482,"intro":486,"title":487,"date":488,"id":489,"url":490,"author":491,"reading_time":492,"article_type":493},{"id":483,"permalink":484,"alt":485,"width":408,"height":409},"assets::zo-doeik-dat-als-zzp'er-website-thumbnail_5.jpg","https:\u002F\u002Fcms.zelfstandigondernemers.nl\u002Fassets\u002Fzo-doeik-dat-als-zzp%27er-website-thumbnail_5.jpg","tarief zzp","In de videoreeks ‘ZO doe ik dat als zzp'er’ nemen we je mee langs alle kansen en uitdagingen die ondernemers tegenkomen. \n\nIn deze video: als zzp’er wil je een tarief vragen dat past bij jouw werk en ervaring. Maar wanneer is het tijd om je tarief te verhogen, en hoe pak je dat aan? In deze aflevering van ZO doe ik dat als zzp’er delen andere ondernemers hun ervaringen.","ZO doe ik dat als zzp'er | Je tarief verhogen: waarom en hoe?","2026-10-07T22:00:00.000000Z","990b93fe-2d8d-427e-bf18-bae20338b77b","\u002Factueel\u002Fzo-doe-ik-dat-als-zzper-tarief-verhogen","Lydia Bos","5 minuten",{"value":494,"label":152,"key":494},"video",{"image":496,"intro":500,"title":501,"date":502,"id":503,"url":504,"author":505,"reading_time":506,"article_type":507},{"id":497,"permalink":498,"alt":499,"width":408,"height":409},"assets::boek-anders-ondernemen_1.jpg","https:\u002F\u002Fcms.zelfstandigondernemers.nl\u002Fassets\u002Fboek-anders-ondernemen_1.jpg","anders ondernemen boek","Ben je voor jezelf begonnen voor de vrijheid, maar word je vooral opgeslokt door de dagelijkse drukte? In het boek Anders Ondernemen delen wij – Lydia Bos en Frits Sissing, de ondernemers achter Zelfstandig Ondernemers – onze visie op ondernemerschap. We laten je nadenken over hoe je onderneemt en welke keuzes je bewust wilt maken. Met inzichten en reflectievragen over onder meer tijd, energie, financiële ruimte en een veranderende ondernemerswereld. Voor ondernemers die voelen: het kan anders.","Bewust ondernemen: maak jij nog de keuzes die bij je passen?","2026-09-29T22:00:00.000000Z","45b92f05-274f-48da-8c7a-33f40f088829","\u002Factueel\u002Fbewust-ondernemen-anders-ondernemen-boek","Zelfstandig Ondernemers","3 minuten",{"value":397,"label":147,"key":397},{"image":509,"intro":513,"title":514,"date":515,"id":516,"url":517,"author":491,"reading_time":492,"article_type":518},{"id":510,"permalink":511,"alt":512,"width":408,"height":409},"assets::zo-doeik-dat-als-zzp'er-website-thumbnail_4.jpg","https:\u002F\u002Fcms.zelfstandigondernemers.nl\u002Fassets\u002Fzo-doeik-dat-als-zzp%27er-website-thumbnail_4.jpg","aov als ondernemer","In de videoreeks ‘ZO doe ik dat als zzp'er’ nemen we je mee langs alle kansen en uitdagingen die ondernemers tegenkomen. \n\nIn deze video: hoe regel je een AOV als ondernemer?","ZO doe ik dat als zzp'er | Hoe regel je een AOV als 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